Baby Boomers and Independence: Survey Says...
Over the next two decades, the most chronicled generation in America will gradually enter retirement. At that point, each wave of baby boomers will quickly discover if their retirement plans, Social Security, and personal savings will be sufficient to maintain their existing lifestyles and needs.

A 2006 survey conducted by the Employee Benefit Research Institute* found that only 24% of Americans are very confident they will have enough money to live comfortably in retirement. In addition, 14% of current workers believe they will need less than 50% of pre-retirement earnings to maintain their standards of living in retirement, and an additional 36% project their needs will be 50% - 70% of their current incomes. However, 62% of current retirees report that their needs equate over 70% of their pre-retirement incomes.

As is true of every generation facing the retirement planning process, baby boomers should have a disciplined savings and investment program in place. If you're a baby boomer, keep in mind that periodic or haphazard saving may be counter-productive. With a commitment to success and a scheduled plan, you can work toward building the necessary retirement fund to secure your own financial future.

*Source: Retirement Confidence Survey, Employee Benefit Research Institute, 2006.

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Welcome to Dougherty & Associates

At Dougherty & Associates, our purpose is to guide you to a more secure future. We look at every possible way to help you maximize all you've achieved in life. We offer a full range of wealth advisory services designed to help satisfy your personal financial needs.

You've succeeded in so many ways. You've "made it" - on paper at least. But still you wonder, "Is it enough?" "Could I do better?" "Is this the best I can do for my loved ones?" You need to know the answers. Because there are as many ways to enjoy what you've built as there are potential missteps that can cripple your financial future.

We believe that it's not only our responsibility to help you make the most of your income and assets, but also to help you make the most of your life. It's our plan for your future.

Put Your Future in Capable Hands

A financial advisor you can trust; an organization you can count on. With Dougherty & Associates, you get both. Here's how we work:

  • We identify your needs and objectives.

  • We fully analyze and evaluate your personal situation.

  • We give you input and advice to help you make timely, informed decisions.

The benefits of this approach are obvious. You gain a greater appreciation of your financial situation and the impact that various options can have on the financial well-being of you and your family. This places you in a better position to make wise decisions, and makes implementation much easier.