Meet Our People

Charlotte A. Dougherty, CFP®, has more than twenty years experience in helping to meet the financial, retirement and investment planning needs of executives, business owners and professionals. Charlotte was honored to be included in the 2007 Barron's/Winner's Circle Top Women Financial Advisors Summit, designed as an exclusive, invitation-only event for the opinion leaders and influentials of the financial industry and honoring the top women advisors in the country. She is a frequent speaker and conducts workshops for employees of large and small corporations on retirement planning issues. Dougherty & Associates focuses on the advanced planning issues surrounding qualified plan distributions and retirement plan minimum distribution decisions, executive compensation and estate tax planning, planning properly for estate conservation and distribution, as well as comprehensive asset management. A CERTIFIED FINANCIAL PLANNER™ practitioner, Charlotte is a past President of the Cincinnati Chapter of the International Association for Financial Planning, which is now the Financial Planning Association. She is a biographee of Who's Who in Finance and Industry, and a former Cincinnati Enquirer "Money Panel" Expert. She is a former member of the Cincinnati Estate Planning Council and the Greater Cincinnati Planned Giving Council. She is an elected member of the Board of Directors of The Resource Group of Lincoln Financial Advisors, an elite group of top financial planners from across the country. She is a member of the Board of Trustees of the St. Luke Hospital Community Foundation. Charlotte is a financial planner offering securities and financial planning services through Lincoln Financial Advisors, a broker-dealer and registered investment advisor.

Andrew Tedesco is the Director of Financial Planning. Andrew is our Investment Coordinator. He graduated from Xavier University with a major in Finance. Andrew has the NASD Series 7 and Series 66 registrations; registered representative and investment advisor representative. Andrew is a native Cincinnatian. Andrew enjoys running and is a sports enthusiast.

Randy Keeton is a financial planner with Lincoln Financial Advisors and is associated with Dougherty & Associates. His practice focus is to assist employees planning for retirement by providing guidance on investments, tax strategies, and estate planning. In addition, he provides financial advice to employees of several large local employers as it relates to comprehensive financial planning and to their retirement plan investment options. Prior to joining Lincoln Financial Advisors, Randy was an employee of the Procter & Gamble Company for ten years, followed by four years as an independent consultant. He has a B. S. degree in Chemical Engineering from the University of Cincinnati, and is Series 7 securities registered representative.

John E. Dougherty, Jr., Ph.D., received his M.B.A. from Xavier University. He earned his Ph.D. in Clinical Psychology from U.C. John focuses on retirement and wealth accumulation planning for employees of major area employers. His background in psychology and teaching makes him uniquely qualified to educate clients to important techniques for creating, conserving and transferring wealth. He has the NASD registration for securities. John is an avid reader and enjoys playing golf. With degrees from both U.C. and X.U., John always particularly enjoys the annual "Crosstown Shootout" between these two teams.

Tricia Smith joined Dougherty & Associates in October, 2003. Tricia graduated from Xavier University. She is a Registered Representative with the Series 7 and Series 63 registrations. Tricia serves as our Client Services and Relationship Manager.

John graduated from Wittenberg University. He is a Registered Representative and Investment Advisor Representative with Dougherty & Associates affiliated with Lincoln Financial Advisors Corp. John has his Series 7 and Series 66 registrations. He is currently studying for the MBA at Xavier University while working full time for the firm. John enjoys fishing, music and skiing.