Our People
Put Your Financial Future in Capable Hands
At Dougherty, Tedesco & Associates, we help bring order to your financial life. We are passionate about buidling a partnership to help you follow through on your personal financial commitments and goals. We begin by exploring what and who matters to you in your life, so that we know and understand what is important and valued. This discovery process informs our every step along the path to planning. The process of planning serves to give us personalized information, to educate us both about gaps, opportunities, challenges and strategies so that we can strategize together. This process helps us deepen our relationships with our clients and their families.
We offer fully customized and holistic financial services led by a team of industry specialists dedicated to helping our clients pursue their financial goals. We also support our advisors with our national team, which provides the most knowledgeable and talented individuals throughout our organization. These individuals stand out in our industry for their experience, reputation and results.
Throughout the financial planning process, we never lose sight of one essential element - personal service. We provide the best of both worlds: the resources of a large company and the personal attention you need to establish a plan for your financial future. When you partner with us, you work with a team of professionals in investment and retirement planning, education funding, insurance protection, estate planning strategies and business owner planning.
Charlotte A. Dougherty CFP ®
President
charlotte@dougherty-associates.com
Charlotte A. Dougherty, CFP®, a nationally recognized wealth manager, has been helping her clients grow and safeguard their money through sound financial planning and wealth management for more than 30 years.
She leads a team of dedicated professionals who work together to help clients make the most of their opportunities, aspirations and money by:
Providing a holistic analysis of their transactional lives
- Helping them appropriately invest their money to meet their goals
- Understanding employer distribution options upon retirement, including dealing with employer securities
- Monitoring progress towards goals and adjusting advice and recommendations as their lives change
A Partner for All of Life’s Phases
Pursuing financial confidence is an ongoing journey that requires more than simply managing client investments. Charlotte set her firm’s mission to partner with clients for life, serving as partners, advocates and advisors during all phases of each client’s financial journey.
Her process begins with identifying what is important by quantifying and prioritizing clients’ goals. She works with her team to create a customized plan through extensive analysis and design, based on each client’s unique circumstances and future goals. She works with her clients to implement the plan, make adjustments, change the course when necessary, and to address all the events that life brings.
Advising Generations, Creating Legacies
Charlotte is focused on helping people feel good about their financial positions in life. She’s educated clients’ children, helped launch new careers and businesses, planned for parents, children and grandchildren, helped clients provide for family vacations, helped families cope with loss of a loved one and protected family wealth.
Awards and Recognition
Leadership and Stewardship
- Cincinnati Enquirer "Money Panel" Professional
- Member of the Cincinnati Estate Planning Council
Charlotte is a Certified Financial Planner™ (CFP® Professional) offering securities and financial planning services through LPL Financial, a broker-dealer and registered investment advisor. She is also a frequent speaker and conducts workshops for employees of large and small corporations on retirement planning issues.
Andrew Tedesco, CFP® 
Partner
andrew@dougherty-associates.com
Andrew Tedesco, CFP® is the Director of Financial Planning for Dougherty, Tedesco & Associates. Andrew is our Investment Coordinator. He graduated from Xavier University with a major in Finance. Andrew has the FINRA Series 7 and Series 66 registrations held through LPL Financial; and is a registered representative and an investment advisor representative. Andrew is a native Cincinnatian. Andrew enjoys running and is a sports enthusiast.
John E. Dougherty, III, MBA, CFP ®, CRPC®
Partner
As a lead planner and partner at Dougherty, Tedesco & Associates with over 15 years of industry experience, John assists clients in developing strategies to help meet their investment accumulation and retirement planning goals. John attended Wittenberg University as an undergraduate and completed his MBA from Xavier University before achieving his CFP® Certification and CRPC® professional designations. John served as the President of the Board of Directors for the Financial Planning Association of Southwest Ohio in 2018, as the Chairman of the board in 2019, and as a professional mentor to MBA students at his graduate alma mater, Xavier University. John is also a current SquareOne Board member. Outside of his professional achievements, John is a father of two boys, a member of St. Columban Church and the Oasis Golf Club.
*CRPC conferred by College for Financial Planning
John E. Dougherty, Jr., PhD, MBA, CRPC®
drjohn@dougherty-associates.com
John E. Dougherty, Jr., Ph.D., received his M.B.A. from Xavier University. He earned his Ph.D. in Clinical Psychology from U.C. John supports the Team and helps to focus on retirement and wealth accumulation assiting with the planning process of employees of major area employers. His background in psychology and teaching makes him uniquely qualified to help assist Advisors when educating clients in regards to the important techniques for creating, conserving and transferring wealth. John holds the Series 7 and 63 registrations through LPL Financial.. John is an avid reader and enjoys playing golf. With degrees from both U.C. and X.U., John always particularly enjoys the annual "Crosstown Shootout" between these two teams.
Caitlin Ackerman
Director of Client Services
Assistant to Charlotte A. Dougherty, CFP®
Caitlin@Dougherty-Associates.com
513.745.7007
Caitlin graduated from Butler University in Indianapolis with a degree in Dance Pedagogy. She has been working in the financial services industry for thirteen years. She holds the Series 7 and 63 registrations through LPL Financial. In her spare time she teaches dance at local studios.
Rita V. Anno
Email: Rita@dougherty-associates.com
Rita Anno is an administrative assistant and Client Service Specialist with Dougherty, Tedeco & Associates. Rita graduated from the University of Cincinnati with a Bachelor of Arts in Communications. She has over a decade of experience in the financial services industry. Rita enjoys gardening, traveling and spending time with her family.